Products & Services

Insurance Coverage

We Are Trusted Agency Company


Welcome to Williams Insurance Agency Ltd, website. You are very important to us.

We are here to review your insurance covers and offer advice. Our main goal is to offer you the best insurance services.

Outstanding Services

1. Travel Insurance Policy

Travel Insurance Policy covers an individual or group against unforeseen accidents and incidents while traveling to foreign countries.

Scope of cover includes:

Medical insurance, losses and delays, personal accident, cancellation & curtailment among other benefits.

Outstanding Services

2. Domestic Insurance Policy

Domestic Insurance Policy cover is designed especially for your residence. It caters for almost everything you have worked hard for in your household including the buildings, the contents (furniture, clothing, kitchen equipment cutlery etc), the electronics (TVs, Videos, Cameras, Watches, Music systems etc), domestic servants (in-door and out-door), and sports equipment (Golf, squash, riding etc)

Outstanding Services

3. Personal Accident Insurance

Personal accident Insurance cover is designed to provide financial help if you have a serious accident or injury, or if you suffer a fatal accident.

This policy covers persons against bodily injury effected solely through external, violent and accidental means. The benefit is paid in case of Death, Permanent Total Disability, Permanent Partial Disability and Temporary Total Disability. The policy also covers hospitalization following an accident. How does it work?

Outstanding Services

4. Fire & Perils Insurance

Fire and Perils Insurance policy will provide cover for damage or destruction to insured property by Fire, lightning or explosion of domestic appliances.

The Fire & perils is an extension of the basic cover and will extend to include the following additional covers: Riot & strike, malicious damage, explosion, special perils, earthquake & bush fire

Outstanding Services

5. Burglary Insurance Policy

Burglary Insurance Policy covers your contents against loss of or damage to the property insured caused by:

Theft accompanied by forcible and violent entry into or exit from the premises.

Any damage to the premises described in the schedule for which the insured is responsible.

Outstanding Services

Fidelity Guarantee Insurance

Fidelity Guarantee policy insures you against loss of money, securities or goods belonging to the business resulting from an act of fraud committed by an employee, if:

• It is an employee who has committed the fraud.

• The whole of the loss occurred in Kenya.

• The fraud is discovered during the period of insurance;

Outstanding Services

WIBA Insurance Policy

The name avers the source of the requirement of the WIBA Insurance policy. The Act came into effect in December 2007 and has variously been challenged and amended.

This is a combination of the workmen injury benefit act (WIBA) and Group Personal Accident (GPA) covers, intended to give an employer a one stop solution for employee insurance. It addresses the workplace risk as well as off-duty risks

Outstanding Services

7. WIBA enhanced

This policy provides cover against bodily injury by accident or disease arising out of and in the course of employment by the insured. This is further enhanced to provide round the clock cover even when out of duty.

Outstanding Services

8. All Risks Insurance Policy

All Risks Insurance Policy cover by name covers everything from jewellery, watches all the way to cameras and other items, you name it! The policy covers the intrinsic value of your belongings from accidental damage, destruction and displacement. All risks, as the name suggests, covers property from different kinds of perils and none otherwise as set out in our exclusions as part of our policy agreement with the insured.

Most notable exclusions include damage to property directly or indirectly through

Outstanding Services

9. Group Personal Accident

Group Personal Accident cover provides compensation to the insured for physical and visible body injury caused in an Accident, Violent, Visible and External means. It goes on further to cover individuals if the injury as a sole cause results in death or disablement. This policy provides compensation to the insured’s employees if they suffer bodily injury solely and directly caused by accidental, violent, visible and external means.

Get Instant Quote now from us online…

Outstanding Services

10. Plate Glass Insurance

Plate Glass Insurance Policy Explained-Glass is common feature and is present in business or in residential properties in many forms. Modern architecture makes use of glass as doors, windows or on large parts of the building. Glass has become a part and parcel of décor. Depending on the business various forms of glass are used as display.

The glass will be presented as plain sheets on the external’s parts of buildings. Glass of various forms can be painted,

Outstanding Services

11. Goods in Transit

Goods in Transit policy cover for loss of or damage to property belonging to the insured or for which the insured is responsible arising from any accident or other perils while in transit by any conveyance specified in the policy e.g. Road, Rail, air.

The policy can be extended to cover other perils not available in the standard policy including:

Outstanding Services

Why Choose Us

24/7 Support

We are available anytime you need us, just call us

Trusted People

Trust us to deliver the best services to you

20 Years Experience

We understand the market with over 20 years in the business

Join With Us

Try us today and you are Guaranteed of the best services


Thousands of Houses Damage Each Year

Tired after many hours in the office?, stuck in traffic all day while from work and all you want is to get home? thats how important your home is.

Insured Yours Now

Our Founders


Gladwell Njambi


Gladwell Njambi is an innovative problem-solver who brings creative and business driven solutions to the table. She is passionate about sustainable business, social development and networking. She has extensive experience in insurance, logistics and supply chain management. In her free time, she enjoys working with other volunteers on social development projects especially with regards to the environment, child welfare, education and economic empowerment


Grace Wakesho

, Director

Grace Wakesho is a self- motivated entrepreneur, who started Williams Insurance Agency Ltd in 1997 from the boot of her car. She is passionate about empowering women through sustainable business. She has been instrumental in starting various other start-ups and in her free time is involved palliative care, counselling and farming, especially goat farming.

Small Business Insurance Company